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I was the benificary of a friends life insurance and sick/vacation time, which I have already received. She did not put any name on her retirement. The retirement company sent me paperwork to set up a estate for the deceased. She does not have any children and the only known relative is a brother that lives in another state that no one seems to be able to contact. If I spend the money to set up the estate for the retirement money would I be able to get the money or would it be a waste of my time and money because I am not kin, and would not be able to access the money even if I set up the estate?Answer